How to Get a Title for a Motorcycle With a Bill of Sale

When purchasing a motorcycle with just a bill of sale, the process of obtaining a title can seem complicated. However, it’s not as challenging as it might initially appear. In fact, depending on the state you reside in, there are steps you can take to legally title the motorcycle. This article will guide you through the various processes, legal requirements, and documentation needed to obtain a title for a motorcycle with only a bill of sale.

Understanding the importance of the title is crucial. A title proves ownership of a vehicle and is essential for registration, insurance, and future sales. So, let’s dive into the steps on how you can secure this document for your motorcycle.

What Is a Motorcycle Title?

A motorcycle title is a legal document that proves ownership of the motorcycle. It is issued by the state’s Department of Motor Vehicles (DMV) or equivalent agency. The title includes important information such as the owner’s name, the Vehicle Identification Number (VIN), and details about the make, model, and year of the motorcycle. Without a title, proving ownership or selling the motorcycle legally becomes difficult.

A bill of sale, while useful, isn’t enough on its own to establish ownership for registration or legal purposes in most states. Therefore, you need to get the title, especially if you plan to ride the motorcycle on public roads or resell it.

Steps to Get a Motorcycle Title With a Bill of Sale

1. Check Your State’s Requirements

Each state has its own rules and regulations regarding vehicle titling. While some states are lenient and may accept a bill of sale as a sufficient document to issue a title, others may require additional paperwork or proof of ownership. Start by visiting your state’s DMV website or contacting them directly to find out the specific requirements for titling a motorcycle with just a bill of sale.

In many cases, you will need the following documents:

• A valid bill of sale
• VIN verification
• Application for title
• Proof of identity
• Payment for fees

2. Verify the VIN

The VIN is an essential part of the titling process. Before a title can be issued, the DMV needs to verify that the motorcycle’s VIN is legitimate and not tied to any stolen vehicles. Many states require a VIN inspection, which can be performed by local law enforcement or DMV representatives.

In some cases, you may be asked to provide additional documentation, such as previous registration records or evidence that the motorcycle was previously titled in another state. The inspection ensures that the VIN matches the bill of sale, verifying that there are no discrepancies between the paperwork and the motorcycle itself.

3. Complete the Application for a Title

Next, you will need to fill out an application for a title. This form can usually be found on your state’s DMV website. The application will require basic information such as:

• Your name and contact details
• The motorcycle’s VIN
• Make, model, and year of the motorcycle
• The date of purchase and the name of the seller from the bill of sale

Some states may have specific sections dedicated to explaining the absence of a previous title. You’ll need to be honest and thorough when completing this form to avoid delays in processing.

4. Pay the Required Fees

Once you submit your application and all supporting documentation, you will be required to pay a fee. This fee covers the cost of processing your application and issuing the title. The amount varies from state to state, but expect to pay anywhere from $25 to $150, depending on your location.

In addition to the title application fee, some states may charge an additional fee for VIN verification or inspections. Be prepared to pay these fees when visiting the DMV or submitting your application by mail.

5. Submit the Bill of Sale

Your bill of sale will serve as proof of the transaction between you and the seller. It must include the following information:

• The names and addresses of both the buyer and the seller
• The purchase price of the motorcycle
• The date of the sale
• The VIN and description of the motorcycle (make, model, year)
• Both the buyer’s and seller’s signatures

If the bill of sale lacks any of this information, it may not be accepted by the DMV, so double-check that everything is included. If needed, the seller can provide a new bill of sale with the correct details before submitting it for the title process.

What to Do If the Seller Cannot Provide a Title

1. Bonded Title Option

If you have a bill of sale but the seller cannot provide a title, one option is to apply for a bonded title. A bonded title allows you to secure a title by purchasing a surety bond. This bond protects the state from any future claims on the vehicle.

To obtain a bonded title, you will need to:

• Purchase a surety bond for the motorcycle
• Submit an application for a bonded title
• Pay any necessary fees for the bond and title

A bonded title is usually accepted in place of a regular title, and after a few years (usually 3-5 years, depending on your state), the bond will expire, and you can apply for a standard title.

2. Use a Title Service

In some states, you can also use a title service to help navigate the process. Title services specialize in helping people obtain titles for vehicles that were sold without proper documentation. They will often handle the paperwork, submit forms on your behalf, and ensure that everything is in order.

Although using a title service typically comes with additional costs, it may speed up the process and take the guesswork out of dealing with the DMV.

Common Issues When Titling a Motorcycle With a Bill of Sale

1. Lost Bill of Sale

If the original bill of sale is lost or incomplete, you may have difficulty obtaining a title. In this case, you’ll need to contact the seller to get a replacement or a new, complete bill of sale. Without this document, proving ownership will be nearly impossible.

2. Incomplete Information on the Bill of Sale

If the bill of sale is missing important details such as the VIN or signatures, it will likely be rejected by the DMV. Always check that the document is fully completed and accurate before submitting it. Correcting mistakes early can save you time and frustration during the title application process.

3. Motorcycle Reported as Stolen

If the motorcycle’s VIN comes up as stolen during the VIN verification, the DMV will not issue a title. Additionally, you may face legal issues if the motorcycle you purchased turns out to be stolen property. Always check the motorcycle’s history report before making a purchase.

Registering Your Motorcycle

Once the title has been issued, you can proceed to register the motorcycle in your name. Registration is another critical step that allows you to legally ride the motorcycle on public roads. You’ll need your new title, proof of insurance, and a valid driver’s license (with a motorcycle endorsement, if required). Registration fees vary by state and are based on the vehicle’s weight, age, and value. After completing registration, you’ll be issued license plates and tags, and your motorcycle will be fully street-legal.

By following the correct steps and staying patient throughout the process, you’ll soon have both the title and registration for your motorcycle. Whether you bought it for personal enjoyment, commuting, or as an investment, securing proper documentation ensures your motorcycle is legally yours and protected for future resale or trade.